University School of Jackson

Affording USJ

At USJ, we realize that choosing an independent school education is a commitment and a substantial investment for your child’s future. We strive to meet the financial need of all of our students, and because of that, we offer a need-based financial aid policy. Need-based aid is the difference between what it costs to attend USJ and the family’s ability to pay. While we attempt to meet a percentage of need, no child receives a full tuition.

Our Financial Aid Committee uses FACTS Grant and Aid Assessment (FACTS) to provide an analysis of each applicant’s finances. Factors such as household income and expenses, assets and debt, and the number of children in a school that requires tuition are all considerations in determining awards. These awards are available to qualified students in grades Kindergarten – 12.

Financial Aid Facts

  • USJ awarded over $500,000 in financial aid in 2018
  • 125 students received financial aid in 2017-2018
  • Anyone in grades K-12 may apply for financial aid
  • Financial aid does not cover additional fees for books, dining services, uniforms, overnight field trips, or required technology in the middle and upper school.

Frequently Asked Questions

How is financial aid determined?

Our Financial Aid Committee uses FACTS Grant and Aid Assessment (FACTS) to provide an analysis of each applicant’s finances. Factors such as household income and expenses, assets and debt, and the number of children in a school that requires tuition are all considerations in determining awards. The Financial Aid Committee uses the estimate of need calculated by FACTS as a guideline in granting aid.

Who can apply?

These awards are available to families with students in grades Kindergarten – 12. Only students who have submitted a USJ application and completed the FACTS online assessment will be considered.

Does financial aid have to be paid back?

No. USJ awards financial aid based upon the financial need of a family. This does not need to be paid back and is used to offset tuition costs. The money for financial aid comes directly from the school's budget and demonstrates the school's commitment to having a socio-economically diverse student population.

Do I have to reapply each year?

Yes. Because a family’s financial situation may change from year to year, awards may be adjusted if a family’s financial circumstances change significantly. However, as long as a student remains enrolled at USJ, financial aid will be renewed based upon demonstrated need. USJ requires that accounts be current in order for a family to be eligible for financial aid.

How much financial aid may I expect to receive?

Each applicant treated individually. The amount offered is determined after the FACTS application has been processed. Awards are granted without regard to race, religion, or national origin.

Does the school offer tuition payment plans?

Yes. There are payment plans and options that USJ offers. Please contact Tammy Smith at 731-664-0812 ext. 118 for more information.

Are there any obligations for students who receive financial aid?

Any student receiving financial aid must maintain good academic standing and adhere to the “Code of Conduct” published in the USJ handbook.

What if I have more questions about financial aid?

Contact: Tammy Smith at 731-664-0812

Steps to Applying for Financial Aid

  1. Submit USJ Application for Admissions and the $50 application fee.

  2. Submit the FACTS online application.
  3. Once all documents have been submitted, the Financial Aid Committee will determine whether or not a family will qualify, and each applicant will be notified of the decision.

If you have any questions about this process, please do not hesitate to call 731.664.0812. We would be happy to assist you.

For More Information

Laura Moore
Director of Admissions

[email protected]

Tammy Smith
Accounts Receivable Coordinator

[email protected]

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